Tax filing companies. Individual taxes are pretty straightforward in most cases. Our tax laws are just completely screwed up.
Health insurance and tax information can easily be handled by the government.
Inflation
Credit card “points” and travel miles. The only “points” that matter are the dollar. (or whatever currency)
Presidency
Societal expectations to move out of your parents’ house when you turn 18. It’s a scam to get you to become more profitable to corporate America. You’re an adult now. You need to buy a car you can’t afford, get a mortgage you don’t want, insure it all to protect the bank, all to go to a job you don’t want, but now need so that you can afford these “nice things.”
But if you stay with your parents, even if you, actually enjoy it, you’re a failure.
Pants
Mfs really said “hey lets make skirts but uncomfy” and we ate it up
The stock market. It’s not investment, it’s gambling. It’s also rigged by the power brokers and insider traders.
Oh this is easy. Politics, insurance, college. The list goes on.
40 hour work weeks
Rent.
Insurance, private utilities, the internet, phones, etc.
Democracy
Windows
Most contractors or companies providing services related to home maintenance/improvement. I guess it’s not really a ‘scam’ but you are getting charged 10x+ the cost to do whatever when you could probably do it yourself with some research and persistence.
Car finance. It’s so prevalent, I think I’m literally the only one on our road that doesn’t drive 1 year old, brand newly financed car. Literally everyone is like “but it’s only $499/month and I can just hand it back when I want a new one”. Well shit, yes, but try tallying up what you’ve paid for running all these new cars every three years.
Save up instead and continue saving after you bought the car. Then you can afford a different car later.
