sanitation@lemmy.today to me_irl@lemmy.world · 1 个月前Me_irllemmy.todayimagemessage-square116linkfedilinkarrow-up11arrow-down10
arrow-up11arrow-down1imageMe_irllemmy.todaysanitation@lemmy.today to me_irl@lemmy.world · 1 个月前message-square116linkfedilink
minus-squareplz1@sh.itjust.workslinkfedilinkarrow-up0·1 个月前Those numbers are so not reality. $2K/month is nowhere near the payment for the first one.
minus-squarejulysfire@lemmy.worldlinkfedilinkarrow-up0·1 个月前It could be. The very key thing that is left out of both is the down payment amount
minus-squareTolos@lemmy.worldlinkfedilinkarrow-up0·1 个月前600k at 3%, you need 229k down (38%) to pay $2,025/mo (assuming extremely low property tax and insurance). 850k at 8.5%, you need 40k down (4.71%) to pay $6,850/mo (assuming extremely low property tax and insurance). 40k seems like a much more reasonable down payment… The 600k house at 3% with 40k down would be $2,821/mo. Almost $4k/mo difference from the 850k example.
minus-squareprole@lemmy.blahaj.zonelinkfedilinkarrow-up0·1 个月前 Almost $4k/mo difference from the 850k example. So their point still stands
minus-squareLovable Sidekick@lemmy.worldlinkfedilinkEnglisharrow-up0·edit-21 个月前It’s $2028/mo. Think before you say these things, Mitch.
minus-squarejbrjake@lemmy.worldlinkfedilinkarrow-up0·1 个月前You seem like someone who would be prepared if gravity reversed itself.
minus-squareLovable Sidekick@lemmy.worldlinkfedilinkEnglisharrow-up0·1 个月前Not quite, I’m still working out where to keep my phone. Velcro chafes.
minus-squareRagingRobot@lemmy.worldlinkfedilinkarrow-up0·1 个月前Yeah I had a 300k house at 3% was around 2k
Those numbers are so not reality. $2K/month is nowhere near the payment for the first one.
It could be. The very key thing that is left out of both is the down payment amount
600k at 3%, you need 229k down (38%) to pay $2,025/mo (assuming extremely low property tax and insurance).
850k at 8.5%, you need 40k down (4.71%) to pay $6,850/mo (assuming extremely low property tax and insurance).
40k seems like a much more reasonable down payment…
The 600k house at 3% with 40k down would be $2,821/mo. Almost $4k/mo difference from the 850k example.
So their point still stands
It’s $2028/mo. Think before you say these things, Mitch.
You seem like someone who would be prepared if gravity reversed itself.
Not quite, I’m still working out where to keep my phone. Velcro chafes.
Yeah I had a 300k house at 3% was around 2k