“Rendering my cash invalid with no recourse” might be on the extreme end of this, if the places that its checked are ATM and banks - so long as it’s still exchangeable for goods/services (e.g. not being checked by stores)

I’ll keep an eye out for kore info though.

But yes, with serials are tracked when taken from/put in ATM/bank, it is not anonymous. Potentially breaking larger bills at common places (stores/gas stations) could mitigate this, but theres still information about where you’ve been inherent in that.

You happen to have a source for this? I can’t seem to find much.

Will stores be checking the serial of every bill they take? That doesn’t seem scalable. I’d expect they would just be not recirculated the next time it’s brought to a bank. Or if it has to be in stores, by checking the series, not serial.

I use GnuCash. I typically update every couple weeks up to a month. Beyond that it can be hard to remember what specific transactions were.

It’s double ledger and I really like that it forces strict accounting. That sounds cumbersome but once you’re set up (it may take some trial and error), for me my workflow is essentially:

• Copy prior paycheck splits & update them to reflect new paychecks.
• export QFX files from credit cards
• import QFX, check / set transaction accounts
• any small manual updates (interest payments in accounts, etc)

It’s not automated but my data always remains local, and I can use the Linux or android application. I don’t bother daily tracking on my phone, else it might be cumbersome. I’ve never used any of the budget features, just tracking where my money comes and goes.