Time to switch to a local credit union.

Yeas, and same. :D

“I said CARAMELIZED, damnit!”

I’m sorry, but your wife is just wrong.

I mean - does she enjoy food?

Out of the tens of thousands of installed systems, there are bound to be failures of the mechanical safeties (or human-performed installation/maintenence) that can lead to a Swiss cheese path to failure. I wouldn’t necessarily dismiss the whole category as a bad example because of that however.

Is it perfectly fail-safe? Well, in those cases, it wasn’t. But what were the contributing factors?

Well before 2 days ago, there was the CIA World Factbook, widely considered the most regarded and cited source of world statistics (yes, even given the source - the reason behind its creation and it’s maintainers was quite interesting).

Of course, in an an administration made up of bullshit, facts are the enemy, so it has been removed and probably destroyed.

Why is anyone giving this shitheel attention?

I’ve had that same experience a dozen times. I don’t remember if they were all ‘stunningly handsome’, but they were all very friendly and professional.

Set up a recurring monthly donation. It doesn’t have to be huge, I do like 5 or 10 bucks a month (I forget, because it’s automatically withdrawn).