• aceshigh@lemmy.worldEnglish
      0·
      3 months ago

      I try to pay everything with credit cards because it makes budgeting super easy for me. I haven’t used cash in 15+ years.

      • fuzzzerd@programming.devEnglish
        0·
        3 months ago

        Around me, I’ve seen a huge up swing in companies either offering cash discount or credit card surcharge, typically 3-5%.

        While frustrating, I actually appreciate this effort to preserve a non digital option. If only for privacy and tracking benefits.

        • JcbAzPx@lemmy.worldEnglish
          0·
          3 months ago

          That’s about what it costs them to run the transaction. Realistically, everyone is charging you that; most places just hide it in higher prices.

        • aceshigh@lemmy.worldEnglish
          0·
          3 months ago

          It seems like a lot more work. Each of my cards had a certain purpose (I use 3 cards), so all I have to do is see what the balance is for me to know my expenses for the month. Annually the credit cards give me a summary statement and that tells me expenses for the year.

          Cash for me disappears and I have no idea what I spent it on. I have no desire to deal with receipts/extra clutter. And I have no desire to manually have to keep track of anything.