- cross-posted to:
- politicalmemes@lemmy.world
- cross-posted to:
- politicalmemes@lemmy.world
cross-posted from: https://piefed.blahaj.zone/c/politicalmemes/p/843651/valid-point
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Some phone cases have an attached pocket. Barely holds 2 cards, but it’s probably enough to slip in a student ID, travel pass and squeeze in an emergency note (money).
I find that very lope sided as I prefer to have a balance of stuff on both sides of my trouser pockets.
Finally someone mentions the importance of the wallet as a counterweight
Well the fun bonus effect with those is that if you lose your phone, you’ve lost literally everything.
How are you expected to buy a house if you don’t have a wallet with all your wealth in it?
Millenial here. While I technically have a wallet (card holder) i don’t bring it with me. Ama
Do you eat the cauliflower or the broccoli first in a bag of mixed. Also do you eat one before the other because you want to save the best for last, or you eat it first because you enjoy it more and want it hot?
that’s dumb. I have a wallet and so does everyone else I know in my age. Im gEn Z. these stupid generational labels make no sense
This is a pretty old meme. I can’t remember the context anymore
Maybe marketing for phone payments
Even if you pay by phone, there is so much other stuff in my Wallet.
From what I can tell in this thread, most people carry wallets outside of generational divides, and the post is BS. There is also a significant number of generational-independent psychopaths who have absolutely unhinged systems like “I just carry lose cards in my pocket because I don’t want to take ten minutes picking out a wallet at the store.”
Yeah but inside it is $3.50
Nah. It’s just cards. I haven’t touched cash in a decade, but I do have way too many cards I need that can’t go in my phone.
Sweden 😁 ?
Netherlands.
The last time I used cash, it was because I visited Germany.
Same here. I can go with only a phone but then I would miss:
- my ID card (mandatory here)
- my driver’s license card (mandatory when driving)
- my health insurance card
- my debit card (for when wireless payment isn’t available)
- my credit card
- my public transport card
Same here in Canada, except we dot not have ID card. My wallet is a small cards holder with like 6 or 7 cards and that’s it. Last time I used cash was maybe 10 years ago?
>it was about that time that i noticed @OriginEnergySux@lemmy.world was about 500 feet tall and from the paleolithic era
Let me break out my checkbook in the grocery store line and watch their souls leave their bodies.
I’ve never used a wallet. I either put my credit card and ID in my jeans or the small zipped pocket of my purse. 2 cards don’t deserve to have their own wallet - what do y’all put in there?
A few credit cards (used to carry only two, but when one got swallowed by an atm in a foreign country I learned better), a debit card, id card, drivers license, medical insurance card, car key card, bills, coins. Sometimes a few receipts to expense or the odd parking card.
Basically everything is a backup, my phone has all my credit and debit cards and my car key, but I still carry the wallet just in case: phone dead, traffic stop, sick, etc.
Cash
I try to pay everything with credit cards because it makes budgeting super easy for me. I haven’t used cash in 15+ years.
Around me, I’ve seen a huge up swing in companies either offering cash discount or credit card surcharge, typically 3-5%.
While frustrating, I actually appreciate this effort to preserve a non digital option. If only for privacy and tracking benefits.
That’s about what it costs them to run the transaction. Realistically, everyone is charging you that; most places just hide it in higher prices.
No argument, the cash discount framing is more honest.
Some people have started to find the use of cash easier for budgeting. But each to their own I guess
It seems like a lot more work. Each of my cards had a certain purpose (I use 3 cards), so all I have to do is see what the balance is for me to know my expenses for the month. Annually the credit cards give me a summary statement and that tells me expenses for the year.
Cash for me disappears and I have no idea what I spent it on. I have no desire to deal with receipts/extra clutter. And I have no desire to manually have to keep track of anything.
Bank card, personal id, driving licence, health insurance card, blood donor card, bone marrow donor card, business cards I receive and forget, cash, parking ticket (from the till not from the cops)
Yeah, humans still occasionally acquire important small pieces of paper or plastic that are convenient to stow in some type of small container that can be keep on the person, what a shock.
Where else am I supposed to keep my moths?
I left my wallet on my work desk and a youngling helped walk me through using my phone to pay for my drive-through coffee order. I felt so cool and high tech.
Of course, when we got to “turn on NFC” the youngling asked what NFC was. I think I told him it was like Bluetooth and let the phone talk to the card reader.
My older “forgot my wallet” technique was to make an online order for pick up and enter my organically memorized credit card information into the online form.
I think your story makes a jump. Who taught whom?
I think the kid taught OP how to use the software, and OP taught the kid the hardware.
Exactly. I didn’t know how to make it work but I had a rough idea how it worked.
And presumably it had never occurred to the kid that one might want to turn off a radio for any reason.
You guys don’t pay with cash?
So every purchase you make, doesn’t matter how small, you give a cut to the payment processor? I’d be fucking pissed if I were a small shop selling to you. In fact there are many shops that just refuse to sell if you buy something too cheap through a payment processor.
Paying with credit raises your credit score which is required as a check for getting rentals or apartments unfortunately.
What the fuck
Don’t worry social credit scores are only a thing in evil china
Stores sell more product when they accept credit cards. It makes the purchase a lot more seamless. It also helps them track money and reduces mistakes or theft during a cash transaction.
There is a reason that shops accept credit.
There’s also a reason why a lot of shops are charging an extra % or two if you use credit. And a big reason why a lot of larger purchases like cars and home renovations do NOT accept credit.
Some of us live in places that have free cards.
It costs me 2-4% to pay with cash. I don’t care about how much money I make for the business, I care how much an item costs me. If paying with credit costs me 2-4% less I’m going to do that. Plus all the added perks, like doubling of manufacture warranty, or travel insurance, to name a couple.
If I’m not going far, not driving or not planning on spending much then yes, wallet stays at home.
Otherwise, if I’m driving then I’m taking my driving license with me (you never know), if I’m making a purchase over the contactless limit then I need to take my actual card with me anyway, or if I’m away for a longer period then I might need cards that I don’t have linked to my phone (like my corporate card - like fuck am I putting that in my phone).
And for all that, I’d rather have a wallet instead of just a loose amalgamation of plastic in my pockets.
I get it you can pay with your phone these days. But I also have an ID and a public transportation card which can’t be on my phone. Also I have cash on me. Where to keep that? Every time I pull out my phone or keys money falls out of I keep it loosely in there. I know Gen Z doesn’t have any money, but where do you keep your drivers licence and public transportation card? And insurance card? Where do you keep your drugs then? I have some coke and keta in there as well. Putting it in my pockets and it ends up in the washing machine. And I keep a set of earplugs in there for when I go to a party or concert. Because I would always forget to grab them, I now have them with me all the time.
I have my ear plugs in a little tube thingy on my key chain for the same reason.
I had the same, but now I have custom ones and they do not fit in the tubes. I love the filter, but I still don’t know if I like these expensive custom ones better than 20 euro standard ones. They slide out easily, especially when I’m dancing in a hot place. The 20 euro cheap ones always stay in due to the rubber rings on them. It was definitely not worth the 220 euros to have custom ones made.
Mine are Eargasm plugs, not custom fit, but they have a small size for my extra small ear holes and come with a little keychain tube which helps because I always misplace my plugs.
As a Zoomer with a wallet, no clue where the people without keep anything. I think there’s phone cases. Ive seen peers fold money and put it inside their case against the back of their phone.
I keep an emergency 20 in my phone case
What van you do with just 20? Over here that’s not enough for most train tickets. You could get 2 beers and some fries. But going home with public transportation only works with 20 euros if your bike gets stolen in your own city.
I keep roughly 200 on me at all times. Several times I needed large parts of it for sudden expenses for which I couldn’t use a card, of when the card system was offline or something like that. Of a friend needs cash suddenly.
I keep roughly 200 on me at all times.
sigh Don’t make me do this! 🔫 Your money or your life!
You can have both. Just make it quick.
Card holder on your phone case, i guess
Or one of those tiny things that are basically a wallet buy hold like 2-3 cards.
So when you lose your phone, you lose everything? So your phone becomes this thick brick in your pocket? No thanks.
Actually, the ear plug case is the same size as a card, so I have 3 cards, plugs and cash in it. It’s on my key ring. So I also don’t really have a wallet, but still a wallet. I usually have around 200 euros cash with me, that doesn’t fit into a phone case as it usually consists of 5s and 20s.
I’m in my mid 30s and I haven’t carried a wallet in about 6 years. I switched to a phone case with a slot for IDs. Then 3 years ago I dropped that and only carry my phones. My ID stays in my tool bag since it goes with me everywhere I need it. However I don’t even bother carrying it when I’m out and not driving. I just with my dam province would implement a proper digital ID.
[off topic]
It’s a good idea to keep some cash on hand at home. If there’s a blackout you’ll want paper money.
If there’s a blackout, most stores won’t be operating.
We had a blackout last year. Most stores were still operating. Apparently enough people still carried cash.
