Full title: 92% of American adults aren’t going to a doctor because they cannot afford it. The health insurance industry must be dissolved & all of its executives criminally prosecuted for murder, conspiracy, and treason.
And democrats will brag about how they fixed healthcare 15 years ago by killing the public option.
Odd thing to say. Democrats fought FOR the public option.
Why would they brag about killing something that they tried to create?
I’ve been putting off allergies/sinus issue for a bit, just to hoping it would go away on its own. This morning I woke up with a sore left ear and jaw. I could hear the bubbling in my ear. Took some Ibuprofen and Acetaminophen to help. The pain returned by lunch. Decided to go get it looked at on insurance. Still cost $310 to get some Amoxacillian prescribed. I am fortunate to be able to afford it and yet it still hurt me financially.
It is cheaper to keep people healthy through preventive care than it is to treat illness. From a taxpayer point of view, a single payer system would save us money.
But people are so propagandized in this country that they seriously think private insurance is the better option.
This is the exact set up for a Black Plague event. I know people tend to hold a grudge over the Covid Lockdown, but do we really need to see bodies topple on the street before realisation is made?
This makes every zombie movie way more realistic than it has any right to be.
In fairness, 92% of us in UK aren’t going to the doctor cos we can’t get an appointment 😅
We have the same problem.
I have “good insurance”, but it still takes 6 weeks to get an appointment. It’s why “Urgent Care” clinics are taking over. They cost more than a GP, but less than an ER, but don’t require appointments.
We also have places that pretty much pretend to be urgent cares, but have an ambulance parked out back so are technically an emergency room, and you don’t realize it until you get a $1900 bill in the mail for your ear infection.
And then we have Urgent Care + ER places that are Urgent care during business hours, but after hours change into ERs, so if it takes too long to get in to the the NP your bill jumps 20 fold.
until you get a $1900 bill in the mail for your ear infection
Jeez. Isnt it covered by Insurance?
Usually for hospital visits, your plan either has an annual deductible that must be met (e.g. $5,000) before insurance contributes, or on a better plan you have a co-pay where insurance will cover 60% while you cover 40% up to a different annual deductible (“Maximum out of pocket”).
The shitty thing is the insurance companies make deals with the providers along the lines of “We’ll pay $X or 20% of the sticker price for Y procedure, whichever is lower”, so the hospitals increase their price to 5 times the insurance rate to maximize their income. The do this so it’s financially ruinous not to have insurance.
So the patient on the good plans get charged double the insurance company’s rate (that the insurance companies only pay after you’ve reached maximum out of pocket), while the insurance company doesn’t actually pay anything on their “60%” co-pay.
And you and your employer end up paying the insurance company like $1200/month combined for this service.
And if you get really sick, you lose your job and therefore your insurance.
It’s a truly fucked system.
Fuck me. Blows my mind that the system allows profiting on folks lives and wellbeing.
narp.
and sometimes the bill is even higher with insurance because you aren’t eligible for uninsured discounts.
Bullshit
No honest. Unless you’re willing to wait 4 to 6 weeks.
All of the hospitals in my state were purchased by Atlantic Health.
My friend works for the hospital. The highlight of their quarterly meeting is how much profit the hospital now makes.
Why do hospitals need to make profit?!
Why are corporate owned hospitals even legal?!
I hate this timeline.
equity firms are ruining healthcare, by staffing less doctors in some areas.
Me neither
Yes. Pretty much all I can say living here for 55+ years. Yes.
I stopped going, time and money
Going to the doctor costs like $400-500
It’s insane
And It’s the corporation that runs the clinic that gets to see the benefits from that, not the doctors
Ah yes. Freedom. Don’t y’all love it?
Not dissolved but it needs to be severely overhauled and they should be require to have actual medical knowledge.
Why would you want a system that introduces middle men and a need to turn a profit off of your health?
because there’s going to need be a system in place anyways and doctors are gonna make money off you regardless.
Does there need to be a system? USA is the only rich country that seems to think so… My doctor doesn’t charge me, they charge the government. Hell, even parking is free.
You’re still paying in taxes nothing is free. They’re charging your government and your government is making you pay for it through taxes. It’s just routed differently. In the US it’s more direct to the patient and/or customer. Which is why it would make sense at the very least, to have people with medical knowledge not just insurance knowledge because then the common sense of does this person need to be covered for an inhaler or an epipen wouldn’t even be asked.
In the US it’s more direct to the patient and/or customer.
what comes with this is a lot of hardships and it’s not the greatest thing. one prime example is how state insurance and medicaid don’t have many options for mental health specialists and you’re given a list of numbers that no one at the desk knows how to talk about insurance because they’re medical receptionists and just deal with making appointments; which is why I’ve come to figure out it’s better to get in direct contact with insurance departments before you go to make an appointment or call to make an appointment.
it’s pretty messy but insurance does at least cover the run-around basic appointments with primary care doctors but insurance takes forever to approve shit like mri’s and stuff you really should be getting done sooner and it’s not even because of a doctors schedule it’s because the insurance has to deem it necessary after your doctor ordered it.
That’s where I can see people getting pissed off about insurance. Is your insured and people who have little to no medical knowledge are the ones approving your medical services and medications after your doctor already said you need it done.
So for example, you go to see the medical professional for a rescue inhaler and the people who are not medical professionals go, no you don’t need that to breathe.
I just spent 5grand out of pocket because the doctor made me take a sleep test. They charged insurance nearly 20 grand.
They told me they found nothing and I was fine. I pointed out some flaws in their test but they weren’t interested in my opinion.
I cancelled my follow up appointment bc I can’t afford it, at least until this is paid off.
Also, I am not fine. I am very very tired.
Did you know if you meet your deductible they will won’t pay until you also meet the Out of Pocket Maximum? What’s the point of the deductible? I have no idea.
Damn. $20k! The at home sleep test wouldn’t suffice?
If your deductible is $50 or 20% then you pay that, until you accumulate enough to hit the out of pocket max, then you pay nothing.
I can afford to go to the doctor, I just can’ afford that and the time off work to go.
Remember, billionaires are nothing without their enablers like your local news anchors lying to you, their protectors like your local PD, or your neighbors in the military who would take orders to kill you for standing up for yourself and your community. Billionaires are inaccessible, their protectors and enablers are not.
