If you are in the US, and the risk you’re concerned about is getting in trouble, yes it is enough, provided you use it correctly. The only real risk is that copyright trolls will scrape your IP while you are torrenting along with the rest of a big list and then automatically send complaints to your ISP, which may then send you a threatening email, or shut off your internet if it happens enough times. The fact that this is the only action they are taking against consumer level pirates means that if your home IP is not itself available to torrent peers, you are entirely immune from anything happening.

Just make sure to bind your torrent client to your VPN, this is the accepted way of safely ensuring your IP cannot leak due to your VPN losing connection.

Currently, I’m using Mullvad and used Proton a few months ago. Surfshark did the job many years ago.

Just make sure you pair your torrent client and vpn so if the vpn goes offline, the torrent stops down/up loading.

You can use ipleak.net to see if your IP is visible through your web browser AND through downloading a test torrent.

Vpn is someone elses computer

A VPN won’t help you much. What you want is a boat, and a GPS.

I’ve been sailing for a good 20 years now. I run PIA VPN, which I know has concerns with their ownership, but that’s what I’ve always had and purchased before their sale, and have never had any issues. I have received 3 letters from ISPs in my life and all were when my VPN wasn’t running. No I have a kill switch in my workflow that will cut access with no VPN.

If you look into something like MEGA, all that data is http traffic. I’ve used that without a VPN a lot and have had no issues there, but that’s now my backup for when alternatives aren’t available.

VPN is almost for sure good enough, but there are other actions you can take if you want to take it further. Do a search for fmhy and follow some advice I there for detailed info.