Full title: 92% of American adults aren’t going to a doctor because they cannot afford it. The health insurance industry must be dissolved & all of its executives criminally prosecuted for murder, conspiracy, and treason.

  • w3dd1e@lemmy.zip
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    1 month ago

    I just spent 5grand out of pocket because the doctor made me take a sleep test. They charged insurance nearly 20 grand.

    They told me they found nothing and I was fine. I pointed out some flaws in their test but they weren’t interested in my opinion.

    I cancelled my follow up appointment bc I can’t afford it, at least until this is paid off.

    Also, I am not fine. I am very very tired.

    Did you know if you meet your deductible they will won’t pay until you also meet the Out of Pocket Maximum? What’s the point of the deductible? I have no idea.

    • frongt@lemmy.zip
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      1 month ago

      If your deductible is $50 or 20% then you pay that, until you accumulate enough to hit the out of pocket max, then you pay nothing.

    • captainlezbian@lemmy.world
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      1 month ago

      Deductible is supposed to be the amount you pay 100% for, followed by a pre agreed percentage until your out of pocket maximum where you pay nothing

    • Tollana1234567@lemmy.today
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      1 month ago

      not surprised. i want to eventually try a biologic for my condition, and you know how most insurance will try to give you the run around, or a long list of requirments. also its expensive as well.