The household income is $127,894 (is that before or after tax?) but the median is somewhere around $79-85k. Taxes are deducted from one’s paycheck as it’s done in all countries (so the US isn’t any different in that regard). If you live in NYC: how much actually appears in your paycheck when you minus taxes? Consider cost of living on housing, groceries, utilities, council or maintenance fees. Is $80,000 enough to pay those?
Rent is a joke, that’s not the only thing you’re paying. If you’re moving from another state: there’s a deposit too you have to pay on top of utilities (water, electricity, gas), council fees (like garbage collection), maintenance fees (landlord needs to retain upkeep). If you have a car: registration or license renewal (via DMV), gasoline and etc. The internet & phone cost money (LTE from the provider and internet connection from the ISP).
To break them down, is $80,000 per year (after taxes) enough to cover:
- Council fees (i.e. waste & water services from NYC: garbage collection, recycling and water supply)
- Maintenance fees (i.e. apartment needs upkeep, cost landlords money on repairs or renovations)
- Utilities (i.e. using the stove, having a hot shower, turning the lights on: water, gas & electricity)
- Rent (i.e. you pay $5000 a month for a studio apartment but it may cost more due to a deposit)
- Groceries (i.e. are able to fill up the entire refrigerator that can last you weeks without installments)
- Data plans (i.e. Verizon or AT&T charge you money for LTE and internet usage, it’s a subscription)


I never saw it myself, but I’ve been told that commuter bus lines have drivers who do one trip a day. They come into the city, park the bus and then go to a 9 to 5 job, and then return home in the evening.
Do YOU drive to work or use public transport? Both cost money (such as the bus fare) and driving (you pay tolls for using the interstate), so there’s no “free” way to commute.
Depending where you live, it is possible to bike to work. Or you can even walk.
I personally knew a woman who lived on Staten Island, in walking distance of the Ferry.
Her Wall Street job was in walking distance of the Manhattan terminal.
That’s pretty rare, but it isn’t impossible.
BTW = The Times articles I mentioned are under the heading ‘affording New York.’